This high credit score requirement-combined with the lack of a prequalification process-makes LightStream a better source of emergency funds for people with a strong credit profile. Borrowers also must have an income stable enough to make current debt payments and future LightStream payments. The lender also will evaluate each applicant’s credit history, including whether they have multiple account types. Even so, LightStream is still among the fastest lenders we considered.Įligibility: Prospective borrowers should have a good to excellent FICO credit score to qualify for a LightStream personal loan. The borrower must meet several administrative requirements before the daily deadline to qualify for same-day funding (review and electronically sign the loan agreement provide LightStream with funding preferences and relevant banking information and complete the final verification process). That said, LightStream stands out on our list of the best personal loans for emergencies because borrowers can receive funds as soon as the same day if the loan is approved before 2:30 p.m. Repayment terms are available from two to seven years, making it an excellent option for those who want to spread out the payment of large expenses over time. Although a number of lenders offer smaller loans than the LightStream minimum, few lenders offer a higher maximum loan. The platform offers unsecured personal loans from as little as $5,000 up to $100,000. For example: “That’s the best ice cream, periodt.LightStream is a consumer lending division of Truist-which formed following the merger of SunTrust Bank and BB&T. Periodt - End of statement emphasizer.OK, Boomer - Usually said in response to a person or idea that seems outdated.Noob/n00b - A person who doesn't know what they're doing or who is bad at something in other words, a newbie.(For example, saying, "What a Karen," about someone who returns their drink at a restaurant for not having enough ice.) A Karen - A disparaging way to describe a petty middle-aged woman, who is rude, especially to people who work in the service industry.Ghosted - To end a relationship by cutting off communication.Emo - Someone who is emotional or a drama queen.Curve - To reject someone romantically (related to "ghosting").CEO - To be the "CEO of" something is to excel at it.Bruh - Bro or dude (all three terms are gender-neutral).BF/GF - Boyfriend or girlfriend (used when texting, not in conversation).Bae - "Before anyone else," babe, or baby is used to describe a romantic partner or good friend.YOLO - "You Only Live Once" (often used ironically).Yassify - To apply several beauty filters to a picture until the person is totally unrecognizable.Tea - Gossip, situation, story, or news.Snatched - Looks good, perfect, or fashionable the new "on fleek".Sleep On - To be ignorant to something or someone's value (i.e.Slay - To be extremely stylish or successful.ONG - Basically the equivalent of "I swear to God".OMG - An abbreviation for "Oh my gosh" or "Oh my God".Low-Key - Added to a feeling or desire to downplay it (i.e.IYKYK - Stands for "if you know, you know".Hits Different - Something that "hits different" is a lot better than normal.Go Off - A phrase said to encourage someone to continue, usually when they're ranting about something (can also be sarcastic, as in, "but go off, I guess").Fire - Hot, trendy, amazing, or on point (formerly "straight fire").Dead - Something is so funny that the speaker has "died" of laughter.Cheugy - Something that is out of date or a person who is trying too hard.AF - Stands for "as f**k," used to emphasize a statement (i.e.
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